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Achieve Higher Approvals with Faster Processing

get funded

Our Services

Small-Business Lending

Bank Term Loans

Revolving Business Line of Credit

Working Capital Or Debt Refinance

Low-Down Payment CRE Purchase Financing

Multiple SBA Programs

Schedule Consultation

Get Funded

LOC

Flexible credit line

REFI

Loan refinancing options

CRE

Commercial property loans

SBA

Small business loans

Term Loan

Fixed-term business financing

Micro

Small-scale startup funding

LOC

A line of credit for flexible borrowing and repayment terms, suitable for personal or business needs.

Average Daily Ledger Balance

$5000
$1,000 $10,000+

Monthly Payment

$450

Term

1 Year Fixed

Approved Amount $5,000

Our Process

Review

Call

Documents

Closing

  • Quick application review
  • Preliminary credit check
  • Initial loan offer
  • Flexible terms assessment

Required Documents

  • Valid identification
  • Proof of income
  • Bank statements
  • Proof of address
  • Higher Average Installments
  • Payback all in one month
  • Lower Monthly Amount
  • Faster turn around times
  • No admin fees and costs
  • Flexible payment options
  • Fast and easy to apply
  • Some extra bonus for you
  • Higher Average Installments
  • Payback all in one month
  • Lower Monthly Amount
  • Faster turn around times
  • No admin fees and costs
  • Flexible payment options
  • Fast and easy to apply
  • Some extra bonus for you

Required Documents

  • Valid identification
  • Proof of income
  • Bank statements
  • Proof of address
  • Higher Average Installments
  • Payback all in one month
  • Lower Monthly Amount
  • Faster turn around times
  • No admin fees and costs
  • Flexible payment options
  • Fast and easy to apply
  • Some extra bonus for you

Required Documents

  • Valid identification
  • Proof of income
  • Bank statements
  • Proof of address

Centralized Lending

Brokers

Are you unable to lend to a small business customer? Don't turn them away—make their day by referring them to us. We'll meet their capital needs with top-tier customer support.

🖥️

Big data loan processing for optimal decisions

🔄

Streamlined referral process for efficiency

👥

Turn unfit applicants into satisfied referrals

💼

Integrated CRM system for seamless management

Bank Partners

Delivering Qualified Applications With All Necessary Financials In One Swift Submission!

📊

Full financial applications ready to be funded

Filtered applications matching your Business and personal credit requirements

🚀

Full-Circle Account management

🤠

Pre-Qualified based on your Underwriting Guidelines

See What Smarter Capital Can Do
For Your Clients

Partners continue to choose us because we offer the most competitive affiliate plans and make it easy for your clients to access low-interest capital.

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Frequently Asked Questions

What documents are needed after your pre-approved?

After pre-qualification, we will need to do a cash flow analysis.
This requires:

  • 2 years Business Tax Returns
  • Most Recent Personal Tax Return
  • Drivers License Front/Back Color Copy

How can you use the loan proceeds?

  • Refinance-existing business debt
  • New equipment purchase
  • Working capital, e.g. payroll, inventory, marketing, finance receivables, bookkeeping and legal fees, hiring

What is the interest rate?

WSJ Prime + 1% to 14.99% depending on credit score or type of financing.

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